Instant GlobalPayments

No bank details. No hassle.

Just @username

USDC

USDT

EURC

Start sending → Get paid →

Free to receive · 0.25% to send · Under 5 seconds

Open App

Download onApp Store Soon Get it onGoogle Play

Send $50 to @JOHN

✦ ✦ ✦

USDC

$50 sent ✓

to @JOHN · fee $0.075

See Widgets ↓

❌ Sending money is broken

😵 Too many details — account numbers, codes and formats that nobody remembers.

⚠️ Easy to get wrong — one digit off and the money is gone.

🐌 Payments take days — or simply fail without a clear reason.

Before

₿ Bitcoin

bc1qxy2k...natcny

⬡ Ethereum

0x742d35...b5cA

◎ Solana

7GCihgDB...kMx

◈ TRON

TYFnVcS...Xf3r

✅ MFW fixes this

✓ One username — works on every network, automatically.

✓ Works everywhere — sender and receiver, worldwide.

✓ Type a name. Send money. Done.

After

@SARAH

Works on 50+ chains

₿ BTC ⬡ ETH ◎ SOL ◈ Base △ AVAX +50 more

The App

Your money. Your username.

Send and receive in seconds — right from your browser.
No setup. No learning curve.

Your Wallet, Your Code

Balances at a glance. Send to any @username in seconds.

Send in One Tap

Type a name, pick an amount, done. Settled in under 5 seconds.

Fund & Withdraw

Top up or cash out anytime. Your funds, your control.

Open the App → Free to use · Works anywhere · No download

Open App

Download on the App Store Soon Get it on Google Play

Native iOS & Android apps launching soon. Meanwhile, the web app works on every device.

For Businesses

Get paid instantly.

No processors. No waiting days. No fees taken from you. Money goes straight to you — in seconds.

✓ 100% of every payment goes to you

✓ Settled in seconds, not days

✓ No chargebacks. No holds. No surprises.

Start accepting →

100%

You keep

Fee paid by sender

<5s

Settlement

Seconds, not days

$0

Monthly cost

Free forever

0

Chargebacks

Payments are final

For Underserved Markets

Accept payments where others can't.

If traditional processors don't serve your industry, your country, or your business model — or you're tired of frozen funds and 90-day holds — drop in an MFW widget and start accepting USDC, USDT or EURC today. Self-custodial, on-chain, no application required.

Traditional processors

× Available in ~46 of 195 countries
× Underwriting rejects entire industries
× Funds frozen on suspicion, sometimes for 90 days
× Cross-border fees, FX spreads, settlement delays
× US LLC + EIN + US bank often required to even sign up

MFW checkout widget

✓ No application, no underwriting, no rejection by industry
✓ Self-custodial — you control your money, always
✓ Funds settle directly to your wallet, on-chain in seconds
✓ USDC, USDT or EURC across Base, Solana, Ethereum, Polygon and Tron
✓ Drop a widget on your site — no SDK, no API key

$390B

Stablecoin payments in 2025

Source: McKinsey

+733%

B2B stablecoin growth, YoY

Source: McKinsey

~70%

of African countries face FX shortages

Source: Africa Fintech research

5 sec

Typical settlement on Base or Solana

On-chain confirmation

Most of that $390B in stablecoin volume happens because cards don't work — not because crypto is exciting. Freelancers, importers and OTC operators in Lagos, Buenos Aires, Karachi, Caracas and Istanbul have been routing payments through stablecoins on Tron, coordinated in WhatsApp and Telegram groups, for years. We just made it look like a checkout button.

See the developer API → Browse checkout widgets

MFW is a non-custodial wallet. You receive funds directly on-chain — we never hold your money. Fiat off-ramp to local bank rails is on the roadmap; today, withdrawal happens through your preferred exchange or partner.

For Developers

Build with MFW

One URL gets your users paying — no SDK, no API key, no integration. Plus a free public API for usernames, prices, and balances on 25+ chains.

★ Pay Link — one URL, no API key, works in any HTML
✓ Free price oracle for ~100 tokens
✓ Multi-chain balance proxy — 25+ chains, no RPC keys
✓ Resolve usernames, generate payment requests, add custom fees

View developer docs →

// ★ Pay Link — zero integration, no API key
<a href="https://app.myfriendlywallet.io
  /?to=MFW-SARAH&amount=25&action=send">
  Pay 25 USDC
</a>

// Public read API — no auth, server-side
const base = 'https://mfw-api'
  + '.sebjornstad.workers.dev';

const { addresses } = await fetch(
  base + '/v1/resolve/MFW-SARAH'
).then(r => r.json());

// 25+ chain balance proxy (no RPC keys)
const bal = await fetch(
  base + '/v1/polygon/balance/0x...'
).then(r => r.json());

// Free price oracle
const { prices } = await fetch(
  base + '/v1/prices'
).then(r => r.json());

Built for real payments

⚡

Fast

Money arrives in seconds

🌍

Global

Send to anyone, anywhere

🔐

Yours

You stay in control

Start sending money in seconds

Just @username — and you're done

Pricing

0.25%per payment · min $0.05

No monthly fees · No hidden costs · Free to receive

🔐

Non-custodial wallet

Your private keys are yours alone. MFW never holds, controls or has access to your funds — ever.

Start sending → Get paid →

Open App

Download onApp Store Soon Get it onGoogle Play

Instant GlobalPayments

No forms. No account numbers.
No mistakes.

Your money. Your username.

Get paid instantly.

Accept payments in minutes

Accept payments where others can't.

Build with MFW

Start sending money in seconds

Instant GlobalPayments

No forms. No account numbers.No mistakes.

Your money. Your username.

Get paid instantly.

Accept payments in minutes

Accept payments where others can't.

Build with MFW

Start sending money in seconds

Add to Home Screen

Install on Windows

No forms. No account numbers.
No mistakes.